Incremental Cash Reserve Ratio (I-CRR)
Incremental Cash Reserve Ratio (I-CRR) is a temporary measure announced by the Reserve Bank of India (RBI) to absorb surplus liquidity from the Indian banking system. This reserve is in addition to the Cash Reserve Ratio (CRR)
e-Rupee (e₹)- Central Bank Digital Currency (CBDC) of India
E-Rupee is the digital rupee launched by the Reserve Bank of India. The Central Bank Digital Currency (CBDC) of India is represented by the symbol e₹-R. The digital currency, will supplement physical currency and will be
Central Bank Digital Currency (CBDC)
Central bank digital currency (CBDC) is digital token issued by the central bank of a country. CBDC is the digital form of physical currency. Since issued by the central bank itself, CBDCs too are legal tenders.
Deposit Insurance for Bank Deposits- DICGC and Banks
Deposit Insurance and Credit Guarantee Corporation (DICGC) offers insurance protection for deposits up to Rs. 5,00,000 held in same ownership/right in each bank. Deposits in same capacity held in different branches of same bank or different
HDFC Bank among top 10 banks in terms of Market Capitalization
HDFC Bank formed after the merger of HDFC Ltd with HDFC Bank is the 7th largest global lender in terms of Market Capitalization. In India, ICICI and SBI ranks next to HDFC Bank.
Uniform Civil Code (UCC) and India
The Uniform Civil Code (UCC) focuses on enforcing a uniform legal framework on personal matters for all citizens of the country irrespective of their faith.
Which countries have adopted the Uniform Civil Code (UCC)?
The Uniform Civil Code (UCC), a uniform legal framework governing personal matters is adopted only by few countries.
Uniform Civil Code (UCC) in India – Advantages and Challenges
Uniform Civil Code (UCC) carries both advantages and challenges; gender parity and national integration are advantages the challenges emanates from sensitivity of the matter.
Progress towards the Uniform Civil Code (UCC) in India
Four events have influenced the journey of India towards the Uniform Civil Code, UCC. They are the Constitution of India, UCC in Goa, Sha Bano Case and the stance of Law Commission.
Freezing/ Lien Marking of Accounts by Banks-Complaints Registered in NCCRP
Account freezing/lien marking by banks based on the directions, issued by the LEAs on complaints in NCCRP has become controversial in Kerala. This article analyses various aspects of the matter.