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Comparison of Interest Rate on Domestic Fixed Deposits

Interest Rate on Domestic Fixed Deposits, Comparison, Senior Citizen, major banks, public sector Banks, Private sector Banks, New Generation Banks, Old generation, Private Sector Banks. FD, Term Deposit, PNB, SBI, BOB, ICICI, AXIS, Yes, HDFC Bank, Federal Bank, Karur Vysya Bank, Karnataka Bank, Jammu Kashmir Bank, period, interest rate, IndusInd Bank, Kotak Bank, Best
Fixed Deposit (Term Deposit) is the most famous investment instrument among Indian investors. Comparison of interest rates on domestic fixed deposits offered by major banks in India is provided in the list. Banks in India have been
24 Mar 19 Author CategoryBanking News, Fixed Deposit Interest Rate No Comment Read More

Types of stamps and stamping methods

stamping method, stamp, special adhesive stamp, revenue stamp. franking, e-stamping, judicial stamp paper, non-judicial stamp paper, court fee, execution, document, Indian Stamp Act,
Indian Stamp Act,1899,  a revenue legislation governs the stamping of  documents and instruments. The Act also stipulates the instruments that are chargeable with stamp duty.  The governing norm regarding stamp duty is that all instruments liable for
22 Mar 19 Author CategoryBanking Terms - Loans, Legal Terms and Matters No Comment Read More

Term Deposit (Fixed Deposit) & Interest

Term deposit, interest, FD, Fixed Deposit, rate, quarterly, compounding, effect, simple, cumulative fixed deposit, maturity, withdraw,
Term deposits are well known for the safety, liquidity and flexibility.  Term deposit also known as fixed deposit allows a customer to lock in his deposit for a specific period at the interest rate prevailing at the
19 Mar 19 Author CategoryBanking Terms, Fixed Deposit Interest Rate No Comment Read More

Fixed Deposit (FD)–Liquid Investment 

Fixed deposit, FD, term deposit, investment, simple, liquid, tenure, interest, advantages, disadvantages, TDS, 15G, 15H, senior citizen, KYC
Fixed deposit (FD) is one of the most popular investment options opted by majority of Indians.  Fixed deposit with banks is the safest, simplest, flexible and most liquid investment option available. Bank is not the lone player
18 Mar 19 Author CategoryFixed Deposit Interest Rate, Other Investments, Schemes No Comment Read More

Documents, Instruments and Stamping

Stamping, duly stamped, document, instrument, stamped, Section 3, General Clauses Act,1879, Indian Stamp Act, 1899
Stamping of documents in India is governed by the Indian Stamp Act,1899.  This Act is a revenue legislation specially enacted with the aim of raising revenue for the Government.  The Act does not cover the State of
17 Mar 19 Author CategoryBanking Terms, Legal Terms and Matters No Comment Read More

 Cyber Risks, Cyber Insurance And Banks

Cyber insurance, cyber-attack, Cyber risk, technology boom, digital banking, SWIFT, GDPR, privacy, analytics, artificial intelligence, manipulation, data , information, asset
Cyber risk and cyber insurance are byproducts of advancement in technology and digital banking. In recent times, dependency on technology has gone up and as a result data and information have become the most valuable assets. Unscrupulous
13 Mar 19 Author CategoryBanking Awareness, Digital Banking Awareness, Insurance No Comment Read More

Dependency on SIP for wealth creation

SIP, Systematic Investment Plan, wealth creation, mutual fund, MF, AUM, flexibility, disciplined approach, power of SIP, wealth creation,
Mutual Fund investment has evolved as one of the most favoured instrument among Indian investors. Systematic Investment Plan (SIP) has played a crucial role in making mutual funds popular.  SIP is a method of investing a fixed sum
12 Mar 19 Author CategoryInvestment Guide, Mutual Fund No Comment Read More

Security Interest Registration & CERSAI

security interest, register, CERSAI, equitable mortgage, mortgage, registration, charge , primary security, collateral security, 30 days, creation, modification, satisfaction, borrower, lender, Bank, agricultural land, commercial property, house property,
The Central Registry of Securitization, Asset Reconstruction and Security Interest of India (CERSAI) is a Central Registration System set up under Chapter IV of the SARFAESI Act. It was incorporated with the intention of capturing details of
11 Mar 19 Author CategoryBank Loans- General, Everything About No Comment Read More

Kerala State Government Employees Fresh Housing Loans under HBA Scheme 

Kerala State Government Employees, HBA scheme, housing loan, banks, NBFC, House Building Advance, norms, process, interest subsidy, DDO, SPARK, salary account, residential property,
Kerala State Government Employees were entitled for Housing Loans under House Building Advance (HBA Scheme) till July 2018. Thereafter, the Government of Kerala directed the employees to approach scheduled commercial bank / NBFCs working in the state
10 Mar 19 Author CategoryBank Loans- General, Housing Loan One Comment Read More

HBA Scheme of Kerala State- Loans Sanctioned from 2009-10

Principal portion under House Building Advance Scheme (HBA Scheme) of Kerala state to government employees from 2009-10 was taken over by PNB and Federal Bank
Kerala State Government Employees including government teachers were being sanctioned House Building Advance (HBA scheme) from 2009-10 with concessional rate of interest.  Vide order FINANCE (HBA) DEPARTMENT G.O(P) No. 105/20 18/Fin Dated, 05.07.2018, Government of Kerala  directed
10 Mar 19 Author CategoryBanking News, Housing Loan No Comment Read More