GENERAL BANKING Archive
Repo Rate (Policy Rate) and Reverse Repo Rate
Repo Rate and Reverse Repo Rate are the two most important short term quantitative credit control techniques adopted by the Reserve Bank of India, as the central bank of India. Quantitative credit controls are adopted by RBI
Masala Bond –Rupee Denominated Bond
Masala bond represents Rupee denominated borrowings made by Indian entities from overseas markets. Indian hotels and cuisines are famous in many foreign countries and one of the major attractions is the flavor of masala. This made them
Lending Interest Rate and Challenges – RBI Vs Banks
Transmission of changes in policy interest rate announced by the Reserve Bank of India (RBI) to market and borrowers by reduction in lending interest rate has always been a bone of contention between RBI and Banks since
Interest Rate Linked to External Benchmark – SBI Decision & Its Impacts
The proposal to link interest rates of retail loans and loans to SME sector was announced by the Reserve Bank of India (RBI) during the monetary policy in December 2018. The guidelines on this methodology are yet
External Benchmarking of Interest Rates
Fixing interest rate in relation to an external benchmark was proposed by RBI while announcing the monetary policy review held on December 5, 2018. Banks were suggested to adopt this method for new floating rate loans extended
Hypothecation And Safeguards By Banks
Hypothecation is the most famous method adopted by banks in India for security creation. This method is adopted while extending cash credits for raising working capital and term loans for acquiring movable assets. Hypothecation as a method
26 Mar 19
CategoryBanking Terms - Loans, Everything About, Legal Terms and Matters
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Pledge, Pledgor, Pledgee And Bank Loans
Pledge is a popular method adopted in banking to create charge on a security. It is a specific form of bailment. Pledge is defined under the Indian Contract Act as a form of bailment of goods where
25 Mar 19
CategoryBanking Terms - Loans, Everything About, Legal Terms and Matters
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Bailment, Bailor And Bailee
Bailment is defined in Section 148 of The Indian Contract Act 1972.As per the definition, bailment is delivery of goods by one person to another for some purpose upon a contract that they shall, when the purpose
25 Mar 19
CategoryBanking Terms - Loans, Everything About, Legal Terms and Matters
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Comparison of Interest Rate on Domestic Fixed Deposits
Fixed Deposit (Term Deposit) is the most famous investment instrument among Indian investors. Comparison of interest rates on domestic fixed deposits offered by major banks in India is provided in the list. Banks in India have been
Types of stamps and stamping methods
Indian Stamp Act,1899, a revenue legislation governs the stamping of documents and instruments. The Act also stipulates the instruments that are chargeable with stamp duty. The governing norm regarding stamp duty is that all instruments liable for