REFERENCE Archive

Q4 2018 D&B CFO Optimism Index Drops

Q4 2018 D&B CFO Optimism Index, Optimism, CFO, drops, decline, quarter, D&B, composite, index, survey, sectoral, company
Q4 2018 optimism among CFOs of Indian companies is at the lowest since Q2, 2014,  shows  the D&B Composite CFO Optimism Index. This is revealed by the Q4 2018 Dun & Bradstreet Optimism Index report released last
18 Nov 18 Author CategoryIndian Economy, Quick Reference One Comment Read More

D&B Composite CFO Optimism Index 

CFO Optimism Index, D&B Composite survey, CFO, Chief Financial Officer, economic performance, macroeconomic condition, macroeconomic level optimism index, Dun & Bradstreet, company level optimism index, indices, index, expectation, parameters
D&B CFO Composite Optimism Index is the result consolidated on the basis of a survey conducted among Chief Financial Officers (CFO) by Dun & Bradstreet. The D&B CFO Composite Optimism Index represents the expectations and feedbacks of
18 Nov 18 Author CategoryEverything About, Indian Economy No Comment Read More

Types of Complaints To Banking Ombudsman

Complaint, customer, banking, service, grievance, deficiency, para-banking, mutual fund, insurance, credit card, general banking service, loans, advances
Banking ombudsman scheme is a fast and low cost forum for quick resolution of customer grievances relating to deficiency in certain banking services.  What are the complaints that can be filed with banking Ombudsman? Any person aggrieved
17 Nov 18 Author CategoryBanking Awareness, Regulators & Institutions No Comment Read More

Banking Ombudsman Scheme of RBI

Ombudsman, Banking, Scheme, RBI, complaint, banking service, deficiency, ATM, Card, credit card, para banking, mutual fund, insurance, grievance, senior official, award, compensation
Banking ombudsman scheme is an efficient, low cost and fast customer grievance forum for bank customers in India. The Banking ombudsman scheme was introduced in India by Reserve Bank of India (RBI) in 1995 under the powers
16 Nov 18 Author CategoryBanking Awareness, Everything About One Comment Read More

Payment Cards in Digital Banking

payment card, plastic card, Debit card, card, credit card, ATM card, prepaid card, stored value card, charge card, virtual card, John Biggins, Charge-It, EMV chip, POS, Card Verification Value, CVV, CVD2, Card Not Present, single purpose card, multi purpose card,
A payment card is normally a plastic card that allows the holder to make an electronic payment. It has played a crucial role in the advancement of digital banking. Debit card, credit card, ATM card, prepaid card,
13 Nov 18 Author CategoryBanking Awareness, Everything About No Comment Read More

Section 7 of RBI Act and Its Implications

Section 7, RBI Act, Central Government, Direction, Empower, autonomy, MSME, NBFC, liquidity, extreme step, PCA, dividend, fiscal deficit
Section 7 of RBI Act 1934 is a provision in that authorizes the Central government in India to issue directions to RBI. Section 7 of RBI Act came into limelight due to reports that the Central government
11 Nov 18 Author CategoryBanking News, Quick Reference No Comment Read More

Digital Public Credit Registry (PCR) in India – An overview

PCR, Public Credit Registry, RBI, digital PCR, single data source, credit information, credit, lender, borrower profile, digital banking, UPI, Aadhaar, GSTN, SEBI, Deosthalee committee, HTF, EOI, set up
Public Credit Registry (PCR) was indicated as a prerequisite by Reserve bank of India (RBI) for moving towards equitable and timely access to credit. PCR was muted as a giant step towards formalizing credit in India. RBI
5 Nov 18 Author CategoryBanking Awareness, Regulators & Institutions No Comment Read More

Unified Payment Interface (UPI): A Digital Banking Catalyst

Unified Payment Interface, UPI, Digital Banking, digital, transaction, push, pull, transfer, receive, payee, payer, NPCI, RBI, National Payments Corporation of India, regulator, bank account, BHIM, financial inclusion
Unified Payment Interface (UPI) is an outstanding payment system that has evolved as the backbone of digital banking in India. UPI allows the user to transfer funds money from his account to that of the payee in
3 Nov 18 Author CategoryDigital Banking Products, Everything About No Comment Read More

Foreign Contribution (Regulation) Act (FCRA) 2010 

FCRA Act 2010, Foreign Contribution (Regulation) Act (FCRA) 2010, Foreign Contribution, foreign travel, Central Government, India, regulation, bank, recipient, designated account
Foreign Contribution (Regulation) Act (FCRA) 2010 is an Act of the Indian Parliament that envisages twin objectives. FCRA Act 2010 is a consolidation of the laws regulating the acceptance and utilization of foreign contribution or foreign hospitality
1 Nov 18 Author CategoryEverything About, Forex, Remittances, NRE No Comment Read More

HBA scheme for Government Employees in Kerala shifted to Banks

Kerala State Government employees will have to approach scheduled commercial banks/ NBFCs functioning in the state to avail of House Building Advance (HBA scheme) hereafter. So far, the loans under House Building Advance at concessional rate of
29 Oct 18 Author CategoryBanking News, Housing Loan, Quick Reference No Comment Read More