REFERENCE Archive

Total Expense Ratio (TER) and Mutual Fund Investment

Total Expense Ratio, TER, mutual fund, investment, total charge, direct plan, distributor channel, commission, SEBI, management fees, marketing costs, transaction costs, distributor commissions
All mutual fund investors must be receiving e-mails from mutual fund houses on Total Expense Ratios (TER). The details are being furnished by the fund houses as directed by Securities and Exchange Board of India (SEBI) in
26 Aug 18 Author CategoryEverything About, Mutual Fund No Comment Read More

Currency War-Causes and Impacts

Currency war, trade war, devaluation, depreciation, exchange rate, export, import, trade gap, Indi, rupee, floating rate, fixed rate
Currency war is all about nations deliberately devaluing their currency. Currency devaluation is different from currency depreciation. The term currency war came in to public attention in India, when Reserve Bank of India (RBI) Governor Mr. Urjit
14 Aug 18 Author CategoryQuick Reference No Comment Read More

Exchange Traded Funds (ETFs) and Fund of Funds (FoF) Schemes- Features and Characteristics

Exchange Traded Fund, Fund of Funds, FOF, ETF, index, underlying asset, Scheme, mutual fund, SEBI, revised, norm, characteristic ,
A Fund of Funds (FoF) scheme invests the investible amount in different mutual fund schemes, instead of individual shares or bonds to ensure better diversification. An Exchange Traded Fund (ETF) is a mutual fund scheme units of
22 Jun 18 Author CategoryMutual Fund, Quick Reference No Comment Read More

Large Cap, Mid Cap and Small Cap –Features and Characteristics

Mid Cap, Small Cap, Large Cap, Market capitalization, AMFI, equity fund, Scheme, mutual fund, SEBI, revised, norm, characteristic ,
Mid Cap and Small Cap funds have been in news regularly for the past two years for their better returns over Large Cap funds, and the trend is slowly reversing. Recently, Securities and Exchange Board of India
21 Jun 18 Author CategoryMutual Fund, Quick Reference No Comment Read More

Hybrid Fund Scheme – Features and Characteristics

Conservative Hybrid Fund, Balanced Hybrid Fund, Aggressive Hybrid Fund, Equity Savings , Arbitrage Fund, Multi Asset Allocation, Dynamic Asset Allocation, Balanced Advantage, Hybrid Fund, Scheme, mutual fund, SEBI, revised, norm, characteristic
A Hybrid Mutual Fund scheme offers a proper mix of equity funds and debt funds for the investor, based on his risk appetite. It is mainly a mix of investment in equity and debt. Hybrid funds are
20 Jun 18 Author CategoryMutual Fund, Quick Reference No Comment Read More

Solution Oriented Mutual Fund Scheme- Features and Characteristics

Children’s Fund, Retirement Fund, Solution oriented Fund, Scheme, mutual fund, SEBI, revised, norm, characteristic ,lock-in, specific goal, education, retirement planning
A Solution Oriented Mutual Fund scheme focuses on supporting an investor to meet a long term goal. As per the revised norms issued by Securities and Exchange Board of India (SEBI), AMCs are permitted to offer schemes
20 Jun 18 Author CategoryMutual Fund, Quick Reference No Comment Read More

Bad Bank or Asset Management Company for Public Sector Banks

Bad Bank, Asset Management Company, Public Sector Bank, PSB, GNPA, Gross Non-Performing Asset, private sector, provision, PCA,. Prompt Corrective Action, RBI, Asset Reconstruction Company, government, India
Setting up of a Bad Bank or Asset Management Company for Public Sector Banks (PSBs) has been in the consideration of the central government since 2017. The idea has gained momentum again in the wake of mounting
15 Jun 18 Author CategoryBanking Awareness, Indian Economy, Regulators & Institutions No Comment Read More

Asset Reconstruction Company (ARC)  and its role in NPA management

Asset Reconstruction Company, ARC, SARFAESI Act, NPA, Non-Performing Asset, bad loan, asset, borrower, recovery, settlement, bank, financial institution, ARCIL
Asset Reconstruction Company (ARC) is a financial institution that is in the business of buying Non-Performing Assets (NPAs) from banks and financial institutions and effecting settlement with borrower. Mounting non-performing assets has been a major challenge for
13 Jun 18 Author CategoryNPA & Loan Recovery, Regulators & Institutions No Comment Read More

Debt Fund Scheme: Features and Characteristics

mutual fund, Debt Fund, revised, norm, characteristic, Scheme, SEBI, Overnight, low duration, gilt, floater, Banking and PSU Fund, Credit Risk Fund, Corporate Bond Fund, Dynamic Bond, short, medium, duration, income,fund
A debt fund is a Mutual Fund scheme with focus on steady, regular and risk free return. It is an ideal investment instrument for parking surplus funds for short term. The fund invests mainly in money market
28 May 18 Author CategoryMutual Fund, Quick Reference No Comment Read More

Equity Mutual Fund Scheme: Features and characteristics

Characteristic, norm, feature, Equity Mutual Fund, Scheme, SEBI, revised, norm, Multi Cap, large cap, small cap, sectoral, thematic, ELSS, focused, dividend yield, contra, value, mutual fund
An Equity Fund Scheme is a growth oriented mutual fund scheme that aims capital appreciation on long term. This scheme invests major portion of the investible fund in shares/stocks of companies identified by fund manager through research.
28 May 18 Author CategoryMutual Fund, Quick Reference No Comment Read More