REFERENCE Archive

Total Expense Ratio (TER) and Mutual Fund Investment

All mutual fund investors must be receiving e-mails from mutual fund houses on Total Expense Ratios (TER). The details are being furnished by the fund houses as directed by Securities and Exchange Board of India (SEBI) in

Currency War-Causes and Impacts

Currency war is all about nations deliberately devaluing their currency. Currency devaluation is different from currency depreciation. The term currency war came in to public attention in India, when Reserve Bank of India (RBI) Governor Mr. Urjit

Exchange Traded Funds (ETFs) and Fund of Funds (FoF) Schemes- Features and Characteristics

A Fund of Funds (FoF) scheme invests the investible amount in different mutual fund schemes, instead of individual shares or bonds to ensure better diversification. An Exchange Traded Fund (ETF) is a mutual fund scheme units of

Large Cap, Mid Cap and Small Cap –Features and Characteristics

Mid Cap and Small Cap funds have been in news regularly for the past two years for their better returns over Large Cap funds, and the trend is slowly reversing. Recently, Securities and Exchange Board of India

Hybrid Fund Scheme – Features and Characteristics

A Hybrid Mutual Fund scheme offers a proper mix of equity funds and debt funds for the investor, based on his risk appetite. It is mainly a mix of investment in equity and debt. Hybrid funds are

Solution Oriented Mutual Fund Scheme- Features and Characteristics

A Solution Oriented Mutual Fund scheme focuses on supporting an investor to meet a long term goal. As per the revised norms issued by Securities and Exchange Board of India (SEBI), AMCs are permitted to offer schemes

Bad Bank or Asset Management Company for Public Sector Banks

Setting up of a Bad Bank or Asset Management Company for Public Sector Banks (PSBs) has been in the consideration of the central government since 2017. The idea has gained momentum again in the wake of mounting

Asset Reconstruction Company (ARC)  and its role in NPA management

Asset Reconstruction Company (ARC) is a financial institution that is in the business of buying Non-Performing Assets (NPAs) from banks and financial institutions and effecting settlement with borrower. Mounting non-performing assets has been a major challenge for

Debt Fund Scheme: Features and Characteristics

A debt fund is a Mutual Fund scheme with focus on steady, regular and risk free return. It is an ideal investment instrument for parking surplus funds for short term. The fund invests mainly in money market

Equity Mutual Fund Scheme: Features and characteristics

An Equity Fund Scheme is a growth oriented mutual fund scheme that aims capital appreciation on long term. This scheme invests major portion of the investible fund in shares/stocks of companies identified by fund manager through research.